Banking & Financial Executive Leadership Award

Evaluation

90% automatic · 10% by the award committee

Minimum score to win

70 / 100

Measurement period

The professional record up to the nomination date, with achievements and results counted over the last three years (2023–2025)

Who can apply

• Holding a top executive role (CEO, general manager, deputy, or member of the executive committee) at a licensed financial institution for at least three years, now or within the last twelve months
• At least 15 years of banking or financial experience
• The institution received no material regulatory sanction on governance or management during their leadership
• No final regulatory or disciplinary sanction, or court ruling involving breach of professional trust, against the nominee
• The nominee consents to verification with employers and certificate issuers; Musrefy profile data is used only as a data source, with no advantage for any membership type

Indicators and weights

1. Executive tenure

   Years in the current or most recent top executive role

   10%
   Show points and evidenceHide

   Points

   • ≥ 8 years 100
   • 5 – < 8 years 85
   • 3 – < 5 years 60

   Evidence

   Employer letter or appointment decision

2. Change in return on equity versus the sector

   Change in percentage points in the institution's return on average equity between 2022 and 2025 (or between the year before appointment and 2025 if appointed later), minus the change in its home-country sector aggregate over the same period per the financial stability report or regulator statistics

   20%
   Show points and evidenceHide

   Points

   • 5 – < 100 percentage points 100
   • 2 – < 5 percentage points 90
   • 0 – < 2 percentage points 70
   • -2 – < 0 percentage points 40
   • -100 – < -2 percentage points 10

   Evidence

   Audited financial statements for both comparison years and the financial stability report or sector statistics for both years

3. Growth versus the sector

   Compound annual growth of the institution's total assets (or assets under management or gross written premiums for non-banks) over the same comparison period, minus the home-country sector's compound growth, in percentage points; a positive value means market share gained

   10%
   Show points and evidenceHide

   Points

   • ≥ 3 percentage points 100
   • 0 – < 3 percentage points 70
   • -2 – < 0 percentage points 40
   • -100 – < -2 percentage points 10

   Evidence

   Audited financial statements for both comparison years and official sector statistics

4. Change in the key risk ratio

   Difference in percentage points in the institution's key risk ratio over the comparison period: NPL ratio for lenders, loss ratio for insurers, the regulator's main risk indicator for others; a negative value means improvement

   15%
   Show points and evidenceHide

   Points

   • 2 – < 100 percentage points 0
   • 0.5 – < 2 percentage points 30
   • -0.5 – < 0.5 percentage points 60
   • -2 – < -0.5 percentage points 80
   • -100 – < -2 percentage points 100

   Evidence

   Audited statements or regulatory returns for both comparison years

5. Change in cost-to-income ratio

   Difference in percentage points in operating expenses to operating income over the comparison period; a negative value means better efficiency

   10%
   Show points and evidenceHide

   Points

   • 3 – < 100 percentage points 0
   • 0 – < 3 percentage points 30
   • -2 – < 0 percentage points 60
   • -5 – < -2 percentage points 80
   • -100 – < -5 percentage points 100

   Evidence

   Audited financial statements for both comparison years

6. Completed transformation programmes

   Number of major strategic transformation programmes they led that were formally closed in the last three years (full digital transformation, merger or acquisition, restructuring, listing, conversion to Islamic banking, entry into a new market); only programmes whose launch and closure the board approved, or that were disclosed to the market, count

   15%
   Show points and evidenceHide

   Points

   • ≥ 3 100
   • 2 – < 3 85
   • 1 – < 2 60
   • 0 – < 1 0

   Evidence

   Board resolutions launching and closing the programme, or official market disclosures

7. Internal succession

   Share of senior leadership vacancies (department head and above) filled by internal candidates in the last three years

   10%
   Show points and evidenceHide

   Points

   • 70 – < 100 % 100
   • 50 – < 70 % 80
   • 30 – < 50 % 50
   • 0 – < 30 % 20

   Evidence

   HR letter listing the vacancies and how they were filled

Scored by the award committee

1. Leadership influence

   10%
   • Changed the institution's market position or business model, with influence extending to the sector through initiatives or standards adopted by others, as independent sources attest100
   • Delivered a clear transformation within the institution recognised by independent sources, without documented sector-wide influence70
   • Maintained stable performance and ran the institution efficiently without a material transformation40
   • No leadership influence beyond running the business10

Each indicator gives 0 to 100 points; its share of the total is its weight. Ties are decided by the indicators listed first in the scorecard; payment or package never affects the score.

1. Done

   Nominations open

   26 October 2026 · 13:10

2. Upcoming

   Nominations close

   27 November 2026 · 01:10

3. Upcoming

   Judging starts

   27 November 2026 · 01:11

4. Upcoming

   Judging ends

   4 December 2026 · 13:00

5. Upcoming

   Results announced

   4 December 2026 · 13:10

Times are in Asia/Riyadh (UTC+03:00).